Unfortunately, the Canada Revenue Agency (CRA) doesn’t let you use your tax refund to pay your spouse or common-law partner’s tax owing; but that doesn’t mean that you can’t help lower their balance in other ways. You can, for example, transfer certain non-refundable credits to your spouse so that you both end up in the best position possible. Check out the list below for a few examples of the credits that can be transferred between spouses:
Remember, if you transfer any of these tax credits to your spouse, it will lower your refund amount.
I’m filing a Québec return. Do the same rules apply?
Revenu Québec allows you to transfer some or all of your refund amount to your spouse to reduce or eliminate their provincial tax owing. You can do this on the TAXES OWED page of the WRAP-UP tab.
Where can I learn more?
- When you owe money – collections at the CRA (CRA website)
- Line 476 – Refund transferred to your spouse (Revenu Québec website)